Whether it’s your first home or if you’re an experienced buyer, purchasing a home is a complex process. By working with us, you’ll find a home in the neighborhood where you want to live, one that fits your budget and meets your goals for features, quality, and value. Once you’ve found the home that’s right for you, we will guide you through the process of making an offer; negotiating the terms of the sale; getting your potential purchase inspected, repaired, and appraised; and closing the sale.
When you work with us, you will:
Buying a home can be intimidating...especially if your are not familiar with the terms used in the process: I would love to connect with you so you have an expert with you at every step and I can provide answers to your questions as you go through this process.
A report highlighting the value of the property. This report is completed by a qualified third party.
Lenders rely on appraisals to validate a home's value and ensure they're not lending more than the home or property is worth
The fees required to complete the real estate transaction. These are paid at closing.
Ask your lender for a complete listing of closing cost items, including points, taxes, title insurance, and more
This refers to the interest rate you pay when borrowing money to buy a home.
There are different types of Mortgage rates:
Potential home buyers can estimate mortgage rates by looking at the prime rate, as well as the 10-year Treasury bond yield. Direct Message me to learn more about mortgage rates.
A letter from a lender that shows what they are willing to lend you for your home loan.
With today's competitive market and the reduced inventory in the market this is a CRITICAL piece of the buying process.
A provision in a contract requiring an inspection to be completed.
It may be tempting in this competitive market to want to waive this step but I assure you it is essential as it provides information on the house pertaining to repairs and the homes overall condition.
The value in your home above the total amount of liens against your home.
With today's price appreciation, many home owners are realizing they have more equity than they thought and they are using it to move or upgrade.
30 Year Fixed
15 Year Fixed
For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.
Mortgage calculator estimates are provided by Pinnacle Estate Properties and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Helping find a buyer for your home is only one facet of a real estate professional’s job. There are many more aspects including explaining the basic real estate practices and principles and all the related paperwork, Performing a Comparative Market Analysis (CMA) to help determine your home’s value, helping to prepare your home for sale, listing your home, marketing your home, keeping you informed throughout the process. When the sale begins, it’s important to work with someone who will assist you with the paperwork, negotiate on your behalf, make sure deadlines are met, and work with the escrow company.
By working with me, you will: