Buyers & Sellers Information

Buying Tips

How We Can Help You Buy a Home

Whether it’s your first home or if you’re an experienced buyer, purchasing a home is a complex process. By working with us, you’ll find a home in the neighborhood where you want to live, one that fits your budget and meets your goals for features, quality, and value. Once you’ve found the home that’s right for you, we will guide you through the process of making an offer; negotiating the terms of the sale; getting your potential purchase inspected, repaired, and appraised; and closing the sale.

When you work with us, you will:

  • Be more likely to find the home that meets all your criteria
  • Lessen the amount of time it will take to find your home
  • Understand all the terms, processes and documents used when buying your home
  • Have up-to-date market information that will allow you to make informed decisions
  • Have a skilled negotiator working on your behalf, one who is committed to looking after your best interests
  • Enjoy peace of mind, knowing that all the details of your purchase are being taken care of by an experienced and knowledgeable professional
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Key Terms for Homebuyers

Buying a home can be intimidating...especially if your are not familiar with the terms used in the process: I would love to connect with you so you have an expert with you at every step and I can provide answers to your questions as you go through this process.

Appraisal

A report highlighting the value of the property. This report is completed by a qualified third party.

Lenders rely on appraisals to validate a home's value and ensure they're not lending more than the home or property is worth

Closing Costs

The fees required to complete the real estate transaction. These are paid at closing.

Ask your lender for a complete listing of closing cost items, including points, taxes, title insurance, and more

Mortgage Rate

This refers to the interest rate you pay when borrowing money to buy a home.

There are different types of Mortgage rates:

  • Fixed mortgage rate: set at a specific interest rate
  • Variable mortgage rate: fluctuating with a benchmark interest rate.

Potential home buyers can estimate mortgage rates by looking at the prime rate, as well as the 10-year Treasury bond yield. Direct Message me to learn more about mortgage rates.

Pre-Approved Letter

A letter from a lender that shows what they are willing to lend you for your home loan.

With today's competitive market and the reduced inventory in the market this is a CRITICAL piece of the buying process.

Inspection Contingency

A provision in a contract requiring an inspection to be completed.

It may be tempting in this competitive market to want to waive this step but I assure you it is essential as it provides information on the house pertaining to repairs and the homes overall condition.

Equity

The value in your home above the total amount of liens against your home.

With today's price appreciation, many home owners are realizing they have more equity than they thought and they are using it to move or upgrade.

Contact me to learn more

MORTGAGE RATES

For 7/07/2022

30 Year Fixed
5.875%
15 Year Fixed
5.0%
5/6 ARM
6.0%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Pinnacle Estate Properties and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

Selling Tips

How I Can Help You Sell a Home

Helping find a buyer for your home is only one facet of a real estate professional’s job. There are many more aspects including explaining the basic real estate practices and principles and all the related paperwork, Performing a Comparative Market Analysis (CMA) to help determine your home’s value, helping to prepare your home for sale, listing your home, marketing your home, keeping you informed throughout the process. When the sale begins, it’s important to work with someone who will assist you with the paperwork, negotiate on your behalf, make sure deadlines are met, and work with the escrow company.

By working with me, you will:

  • Be more likely to realize the highest return on the sale of your home
  • Reduce the number of days your home is on the market
  • Become familiar with all the terms, processes and paperwork involved in selling your home
  • Have confidence that your home will enjoy exposure to more buyers and agents with qualified buyers
  • Receive regularly updated market information that will enable you to make informed decisions
  • Have a skilled negotiator working on your behalf
  • Have peace of mind knowing that all the details of your sale are being handled properly by a licensed and trained professional
Home for sale
Mother and son playing together

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